Consultation
021 852 9797
Employer registration.
NO Risk & NO Cost to Employer. Easy as pie. Add your company details and we will contact you with our easy registration pack.

Consultation
021 852 9797
NO Risk & NO Cost to Employer. Easy as pie. Add your company details and we will contact you with our easy registration pack.
We help companies ensure their employees have access to rapid responsible unsecured credit / cash when life's emergencies happen. Easy access, just payslip & ID. And even better, no time off work for several bank applications.
Hotline: (021) 852-9797
For 24 Years - R624 million in Loans - With 682 Companies - 63,500 Employee Loans
Pre-register with us to ensure your staff has access to urgent credit (cash) in times of emergency. Outsourced loans are unsecured, no collateral needed, fast easy access with just payslip and ID.
No need to provide staff with crisis loans, protect your business life blood. Vecto developed unsecured credit as a powerful employee benefit. Outsource all staff loans to your partner, Vecto.
Our staff loans and pro service comply with the NCA. Outsource to Vecto and avoid legal trouble with company loans.
When things go wrong, get your staff back to work as soon as possible, with presence of mind and focus, reduce distractions about crisis or work disruptions.
From something as simple as a broken phone or car engine damage, a sick child, a broken arm, a sudden funeral... Unplanned events happen and seldom are people prepared with savings for a rainy day. They need cash NOW and too often fall prey to loan sharks and get their family into a pit of unmanageable dangerous debt.
HR can play a great supportive roll NOW, by pre-arranging responsible credit access for employees with Vecto. Be ready for for WHEN crisis do come to visit.
We provide unsecured loans from R500 up to R15,000 to employees, repayable over 1, 3, 6, 12 or 18 months. Quick EFT deposits in 24 hours.
When employees need urgent access to credit, they deal with Vecto as the outsource loans provider. There is no risk of loss to the company, no defaults concerns, we alone carry all the credit risk.
Our ServicesAny loans made to staff depletes the company's operational cashflow. Why? Give your employees the benefit of fast access to emergency loans without any strain on your cash reserves.
Ouor ServicesThere are zero fees to the company to register with Vecto as the staff loans provider. No application fees, no processing fees, None!
Our ServicesNeither HR nor Payroll any longer need to decide and argue over who gets a loan and who doesn't. The function is outsourced to Vecto who processes all applications rapidly and professionally, with credit checks, risk profiles and NCR requirements. No risk or drama.
Our ServicesIf you make in-house loans to your staff and ask any interest, your company MUST be registered with the NCR by law. If no interest, the company must then comply with SARS' fringe benefit rules. A catch-22. Why deal with this legal risk? Use Vecto Finance as professional NCR registered credit provider.
Our ServicesPre-Register with us today. No cost or fees EVER. Have us engage with your staff on responsible loans, education on smart use of credit, upskilling and enabling a family's future and financial stability.
Our Services“Vecto Finance has over the years become a trusted partner to our business. They assist our staff during emergencies and it is an easy to understand application process. Vecto Finance ensure that our staff are assisted with no risk to our business, as all deals are entered into directly between them and the employee, just a simple payroll deduction and one payment to Vecto Finance monthly.”
Projekt Red Sales and Merchandising
“Vecto always on call for unexpected emergencies, and payment is executed the same day, which is a huge plus for the employees. Having Vecto on board, employees are somewhat at ease, knowing that the option is always there, should they need it, for whatever reason.”
MacAdams - Salaries/Wages
From small factories to big retail brand names and hotels, we support many companies with unsecured credit as a employee benefit. Our unsecured loans are governed by the National Credit Regulator in South Africa. We are a member of the Credit Ombud as well as Micro Finance SA.
We are consistently challenging ourselves to deliver greater value and services to Employers. Your outsourced-staff-loans partner.
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